Stonehill Mortgages
Whether it be a one off investment, a student let or a portfolio of properties many people have demonstrated success and financial rewards from entering the buy to let market.
Some buy to let mortgages are not available on the high street and can only be accessed via intermediaries like us. As a mortgage broker with access to the whole buy to let and commercial mortgage market, we are independent of lenders and therefore impartial, so we will be able to use our expertise to recommend the correct mortgage for you.
Before selecting any mortgage broker it is essential to check that they are independent, otherwise you may not receive unbiased advice. The FCA do not regulate buy to let or commercial mortgages.
The amount you can borrow will depend on the rental income rather than your salary, as buy-to-let lenders take your expected rental income into account when deciding how much you can borrow: Furthermore, the size of the deposit you can raise can be even more crucial. Specialist advice to help you compare the options available to you is critical if you are going to get the best deal.
As with standard residential mortgages, you can choose from fixed or variable rate deals and the terms of the products vary.
Whether this is your first move into buy-to-let or you’re an existing landlord, make sure you talk to us first. Give us a call today or fill in the enquiry form on our contact page.
We would like to say a huge thank you once again to James for all your help and guidance, you have made this first time purchase a very clear and smooth process from day one. I’m sure Joss will be in touch with you guys in the future for some further guidance to make millions so we can both retire early and buy a shack on the beach in the Pacific!
Danielle Noble